A Guide to Wage Garnishment Service in Miami Shores

Between juggling bills and payments, finances remain a difficult struggle for many Americans. Unfortunately, it remains common that many individuals that mean well end up falling into debt while losing their ability to pay off their creditors consistently.

Although many different solutions exist that can help people resolve their debts, some remain more aggressive than others. Writs of garnishment represent one method that imparts pretty severe implications for those involved.

A writ of garnishment is an order requiring a third party, such as an employer or financial institution to withhold money that belongs to a defendant. In garnishment cases, a defendant is called the garnishee, as well as the judgment debtor. With wage garnishment, their money gets withheld before delivery to a creditor to resolve outstanding debts.

Many people want to avoid the subject of wage garnishment. Although it takes a while to reach a point where a creditor garnishes wages, it remains more common than most think. Nevertheless, when debtors seemingly can’t avoid wage garnishment, creditors must turn to wage garnishment service in Miami Shores to reclaim their debt.

Most wage garnishments require court approval for inaction. Most banks and credit card companies employ this method when other resources fail. However, when the debt concerns the federal court, approval remains no longer required.

The federal government will use something called “administrative wage garnishment” focusing on resolving past-due government debts such as taxed or federally-backed student loans.

Obtaining a Writ of Garnishment

Plaintiffs can begin wage garnishment service in Miami Shores by filing a request with the court that entered the judgment. A writ of garnishment reflects a court order that requires the garnishee to provide the money it holds for the debtor. This may represent wages, a bank account, or other financial holdings.

To complete the required information for a garnishment request, plaintiffs need a garnishee’s name and address, the entire amount outlined in the judgment, and information about the debtor so that the garnishee may identify them. The judgment amount may include any added costs or accrued interest as well.

This situation sometimes additionally requires a social security number, employee identification number, or account numbers. It is essential to consult with a local court to define what they require for wage garnishment, as without all of the necessary information, the garnishee remains unrequired to process the writ.

Serving Writs of Garnishment

Process servers represent a crucial asset when attempting to serve writs of garnishment. They ensure that the debtor, in addition to the garnishee receives all the necessary documentation that demonstrates their involvement in the garnishment proceeding.

A professional process server will deliver two copies of the request and writ to the garnishee as a part of wage garnishment service in Miami Shores. Service of process in this matter will also likely include a disclosure form, and any require fee requests.

An individual involved in the judgment case cannot serve a writ of garnishment. Someone else can take care of this task, as well as an individual from the sheriff’s office. However, this individual must be at least 18 years of age, and professional process servers offer many distinct advantages.

Process servers deliver legal paperwork for a living while sheriffs and other court officers must divide process serving amongst their daily tasks. In the case of a deputy, process serving a wage garnishment may not reside on the top of the list in regards to their daily tasks. After all, they focus on solving cases, protecting and serving the people by keeping us safe.

Professional process servers wield the necessary experience and training to ensure that they can accomplish a serve as a representative of the court professionally and efficiently. They will also provide an affidavit of service to their clients, demonstrating that they served the right individual timely and accurately.

Hire a process server that offers wage garnishment service in Miami Shores. They can take care of any small details required by the court, enabling their clients to mitigate any potential problems or issues in obtaining their rightful property.

Wage Garnishment Service in Miami Shores from Lightning Legal Couriers & Process Servers

If you represent an employer or bank and need to serve a write of garnishment to a garnishee, a process server serves as a vital asset. The garnishee is required by law to follow the terms of the garnishment, wielding an inability to negotiate terms themselves.

Lightning Legal Couriers & Process Servers is one of the South Florida community’s leading resources for process serving and courier service. When companies and individuals need efficient and effective wage garnishment service in Miami Shores, the expert professionals from our team can help.

We take pride in the role that our company plays in the successes and victories of our legal clients. Any transaction with Lightning Legal is a mutually beneficial relationship between our team and the clients we serve. Client success and our own remain directly linked, and this extends to garnishment service.

Don’t simply entrust your process serving needs to just another professional. By enlisting a professional service, you gain an advocate on behalf of your best interests. For more information on wage garnishment service in Miami Shores from Lightning Legal Couriers & Process Servers, contact our dedicated company today. We want to help you reclaim what is rightfully yours by properly and promptly performing wage garnishment service.